Wednesday, July 28, 2010

Eat, Pray, Love

I’m not a huge movie buff, but every now and again the husband and I like to catch a great movie.  We’re actually pretty fair, I go see the movies he likes, he goes to see the movies I like, and certain movies we’re both interested in so everyone’s happy.  However, every now and again depending on the movie I rather see it by myself.  For Sex and the City 2 I headed out first thing on a Saturday morning and I had a couple rows to myself.  It was great!  I think I’m going to do the same for Eat, Pray, Love.  I have an Apple TV so I see movie previews a lot of times before they are airing regularly on TV.  That said, when I saw Eat, Pray, Love I had to mark my calendar.  This movie looks great.  From what I can tell Julia Roberts’ character has constantly been trapped in relationships and she heads out on a quest to find herself.  I think I will enjoy all the food scenes in Italy (I’m such a foodie) and I hope she finds true love.  I have a thing about movies that are adapted after a book.  I really like to read the book first.  I have a friend who read the book and she absolutely loved it and can’t wait to see the movie.  I’m going out today to buy a copy, but I won’t review the book until the movie comes out then I’ll do them at the same time.  Can’t wait…how about you?

Wealthy Wednesdays

I decided to use Wednesdays to write about building wealth.  I was an Economics major in undergrad and I work in finance now so I love sharing little tid bits with my family and friends about saving and more importantly managing money.  So in true busy wife fashion…let’s jump right in shall we?  Does your job offer a flexible spending plan?  If so, and you’re not taking advantage of it you’re missing out on free money.  Flex Spending gives you the opportunity to take PRE-TAX earnings and use them for qualified expenses.  You can use the money for prescriptions, co-pays, daycare, adoptions costs, over-the-counter medications and the list goes on. (Important to note: the gov’t may be changing the allowance for over the counter medication next year 2011).  For a hypochondriac like me Flex Spending is the best thing since creation.  I have a cardiologist, primary care physician, chiropractor, optometrist, dermatologist…you name it…I got it.  I have a $40 co-pay everytime I got to see one of these doctors and that can add up very quickly over the course of a year.  I reviewed my online bank statement at the end of 2009 and estimated how much I spent in health care costs and I rounded down and put that amount towards my Flex Spending Account for 2010.  It’s important to get an accurate idea of what you will spend as Flex Spending has “use it or lose it” rule.  Any monies not used at the end of the year are forfeited.  I get six new sets of contacts twice a year so it’s important for me to have these monies available.  Every plan is different; some come with debit cards that you can give right to the pharmacist or your doctors’ office.  Other plans require you to pay and then submit your receipts so it is important to contact your Benefits Administrator to get the details about your plan.  Want a rough estimate of what your new paycheck will look like after you take out Flex Spending?  Head over to www.paycheckcity.com and view their salary calculator, you can put in special deductions and see what your final paycheck will look like.  Hope this helps.  Come back next Wednesday for another tip.

Monday, July 26, 2010

A Dream Is A Wish Your Heart Makes....

I think I had one of the best childhoods.  I was surrounded by family who loved me and I lived next door to my cousin who was 6 months my junior. JACKPOT! We had our good times where we did everything together, we dressed alike, styled our hair alike, and our not so good times like when we used to fight over Barbies, bikes, and which Disney movie to watch. One of her favorites was The Little Mermaid but her ultimate fav was Cinderella. I think we watched this movie every single day of our lives for about 3 years straight. I'm not joking. Now, I would have never admitted this back then because it may have resulted in watching twice a day but I think Cinderella was my favorite too. I mean it's a classic fairytale. You're a maid for your mean stepmom, you sing to birds, get a fairy godmom and poof a prince.  What else could a girl want right? A lot of people blame womens' fantasies on fairytales. I totally disagree. I think its a combination of things, primarily our genetic makeup. Women are soft, loving, caring beings. Whoaaaa sistah soulja now don't get me wrong. I'm not by any means saying we can't do what men can do and in most cases better than they can (sorry hunny).  I'm just saying we're different. I bring up this topic because of a comment by one of my twitter followers.  @The_Future_Wife made a remark about a big wedding vs. a solid marriage.  If I had to choose I would rather a solid marriage stuffed full of love, kindness, compassion, sincerity, and the list goes on.  Again, there's nothing wrong with a big wedding shoot I had one (thanks mom, thanks dad) and it was themed around a fairytale of all things, but anyone will tell you I planned that thing in the blink of an eye.  We were engaged for two years, we really started planning after about a year, and once we had booked a place my sister gave me a word of advice.  She said don't talk about "the wedding" in every conversation because "the wedding" will come and "the wedding" will go and then what will the last year of your relatonship have been centered around? A wedding?  She was absolutely right so I made it my business to keep the wedding on the back burner and the relationship right up front.  In my planning I also made it a point to focus on the marriage ceremony rather than the reception.  We had a lot of elements that were special to us and that gave me chills and I will always remember.  I had a lot of fun at my reception but my ceremony mattered the most to me.  So much so that I had two (one right after the other).  I always joke with my husband that I should have two rings since he married me twice.  My whole point is to all you unmarried women; it's just a day...really.  It rained on my wedding day, my pastor had to cancel due to a family emergency about 3 hours before the ceremony, a couple elements didn't play out the way I wanted them to but you know what? We still got married that day.  So to the little girl in all of us keep beliving in your fairytale but don't lose sight of reality.  That glass coach could really be a pumpkin ; )

Sunday, July 25, 2010

PLEASE EXCUSE THE MESS!

I was so excited to get started I just did it!  I'm still working on updating the look of the site.  Please bear with me and I promise I'll be back soon looking better than ever!


Saturday, July 24, 2010

In the beginning...


Well where do I start?  I'll jump right in and I'm sure we'll get to know each other better along the way.  Let’s start with my most recent vacation.  I love vacations.  I went to Baltimore for my one year wedding anniversary.  Considering how close I live to Baltimore it was kind of weird that I’d never been.  I was most concerned with eating lots of crab.  In less than two days I ate a bunch of crab legs, about 6 whole crabs, and crab cakes.  Read more after the jump.